Conrad-Houston Insurance Blog
Things to Consider when your Teenager Begins to Drive
12/29/2011 11:06:40 AM
When your teenagers get to driving age, you will need to think about reviewing your AK auto insurance. While you may have maintained an excellent record over the years, inexperienced teens are a whole new ball game and that should be taken into account if they are going to be driving the family car.
Teenage drivers are typically seen as being at higher risk of accidents – not necessarily because they are bad drivers, but because they don’t have the experience to handle a situation that may occur when they’re on the road. Consequently, this could affect your deductibles, which may be set at a higher rate.
However, if your teenager attends an approved driver-training program, you may be able to get discounted insurance premiums, so it could be well worth enrolling them in a course. Apart from the financial benefits, the more formal instruction your teen receives from experienced trainers, the more prepared he or she will be to deal with being on the road.
Remember, like many things, attitudes to safe driving begin at home. Your teenager is going to be subject to peer pressures when driving, as much as with other life experiences, so it is important for you to set a consistent example. Always wear your seat belt, drive within the speed limit, don’t use your cell phone while driving, and don’t drink and drive. All these things may lessen the risk of your teen having an accident and reduce your chances of having to claim on your AK auto insurance
Teenage drivers are typically seen as being at higher risk of accidents – not necessarily because they are bad drivers, but because they don’t have the experience to handle a situation that may occur when they’re on the road. Consequently, this could affect your deductibles, which may be set at a higher rate.
However, if your teenager attends an approved driver-training program, you may be able to get discounted insurance premiums, so it could be well worth enrolling them in a course. Apart from the financial benefits, the more formal instruction your teen receives from experienced trainers, the more prepared he or she will be to deal with being on the road.
Remember, like many things, attitudes to safe driving begin at home. Your teenager is going to be subject to peer pressures when driving, as much as with other life experiences, so it is important for you to set a consistent example. Always wear your seat belt, drive within the speed limit, don’t use your cell phone while driving, and don’t drink and drive. All these things may lessen the risk of your teen having an accident and reduce your chances of having to claim on your AK auto insurance
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