Conrad-Houston Insurance Blog
When Teenagers Start to Drive
1/13/2012 10:21:00 AM
When your teenagers start driving the family car, you should review your AK auto insurance. Younger drivers are generally considered a higher risk due to a number of different factors, and that can have an impact on the premiums for any vehicle they regularly drive.
Male drivers under the age of twenty five are often held to be involved in more vehicle accidents than any other age group. A number of things contribute to this including inexperience, speed, alcohol and peer pressure. The inherent sense of invincibility felt by many young men means it can be very difficult to impress upon them the ordinary risks of driving a car, let alone how they can escalate when they are distracted by a car full of rowdy passengers, or have had a few too many beers.
Another factor is young people driving powerful cars with little idea of how to manage them. A quiet Sunday afternoon might be fine but change that to a stormy night with poor visibility and wet roads, and you have a very different set of conditions that could spell disaster.
Driving is often seen these days as a right, not a privilege, and many may expect to own a car, or at least have regular access to one. To get your children through the early stages of learning and gaining experience, it may be helpful to take things in manageable stages and to arrange additional safe driver training for them. Remember, having to make extra collision related claims will also impact on your AK auto insurance costs – unfortunately that might not be the only cost involved.
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Male drivers under the age of twenty five are often held to be involved in more vehicle accidents than any other age group. A number of things contribute to this including inexperience, speed, alcohol and peer pressure. The inherent sense of invincibility felt by many young men means it can be very difficult to impress upon them the ordinary risks of driving a car, let alone how they can escalate when they are distracted by a car full of rowdy passengers, or have had a few too many beers.
Another factor is young people driving powerful cars with little idea of how to manage them. A quiet Sunday afternoon might be fine but change that to a stormy night with poor visibility and wet roads, and you have a very different set of conditions that could spell disaster.
Driving is often seen these days as a right, not a privilege, and many may expect to own a car, or at least have regular access to one. To get your children through the early stages of learning and gaining experience, it may be helpful to take things in manageable stages and to arrange additional safe driver training for them. Remember, having to make extra collision related claims will also impact on your AK auto insurance costs – unfortunately that might not be the only cost involved.
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